ISO 20022 coins represent a new generation of cryptocurrencies designed to align with the ISO 20022 financial messaging standard, which is being adopted globally by banks and payment networks. This standard improves data richness, interoperability, and transparency in financial transactions. Cryptocurrencies such as XRP, XLM, and ALGO are often associated with ISO 20022 readiness because they focus on fast, low-cost, and compliant cross-border payments. As traditional finance and blockchain technology continue to converge, ISO 20022 coins are positioned to play a key role in bridging digital assets with regulated financial systems worldwide.
